MYTH: Living a sustainable lifestyle is only for the elite and is too expensive.
FACT: Living a sustainable lifestyle can save you money.
In episode 5 of the Outdoor Minimalist Podcast, we are delving into finances and how they related to outdoor recreation and sustainable living.
The R&D Financial Coaches, Rebecca and Dylan, are here to help me discuss saving money and bolstering your finances while living sustainably.
Rebecca Brooks and Dylan Pollock, owners of R&D Financial Coaching, guide outdoor couples and people on their journey to Financial Freedom by helping them be better stewards of their money and align their finances with their values.
R&D FINANCIAL WEBSITE: https://www.radcoaches.com/blog/is-financial-coaching-right-for-you
R&D FINANCIAL INSTAGRAM: https://www.instagram.com/radcoaches/
R&D FINANCIAL FACEBOOK: https://www.facebook.com/radcoaches
R&D FINANCIAL LINKEDIN: https://www.linkedin.com/company/r-d-financial-coaching/
This transcript was auto populated by Spotify for Podcasters and it may contain spelling and grammatical errors.
0:00
Hello and welcome back to the Outdoor Minimalist podcast, I'm your host Meg Carney and I'm outdoor environmental writer and author of the book outdoor minimalist.
Waste less hiking camping and backpacking, follow the link in the description to pre-order a copy of the book.
So you be the first to receive it on the release date of September 1st, 2022.
0:20
The outdoor minimalist podcast has a goal to give listeners actionable ways to waste less while they're hiking camping backpacking and more, during every step of the process, your impact outdoor starts long.
Before you hit the trail and goes beyond, leave no Trace ethics.
You'll learn how to identify sustainable outdoor Brands.
0:37
How to ask hard questions regarding sustainability, and begin to shift and evolve your mindset to integrate, minimalism into all of your Outdoor, Pursuits today on the outdoor minimalist podcast, we will be discussing finances.
More specifically how finances fit into sustainable living and minimalism.
0:56
So, it's kind of a big concept but it can help a lot of listeners, gain some New Perspectives and insights into their personal finances, and feel more empowered When approaching sustainable living the R&D Financial coaches.
Rebecca and Dylan are here to help me delve deeper into how saving money and bolstering, your finances can help you while living sustainably Rebekah Brooks and Dylan Pollock.
1:20
Owners of Rd Financial coaching guide outdoor couples and people on their journey to Financial Freedom by helping them be better stewards of their money and align their finances with their values.
All right.
So thank you guys so much for taking the time to be on the podcast today.
1:36
I'm really excited to have you here and for the listeners to meet you before, we kind of jump into our larger conversation about finances and sustainable living.
Could you guys tell us a little bit more about you?
How you got involved and outdoor?
Creation and about your business.
1:55
Yeah, of course, they were excited to be here.
So I'm Rebekah Brooks, and I'm Dylan, Pollock!
And so, we're a married couple who we actually started out in.
I was in outdoor retail, and Dylan was an, outdoor education.
Yep.
And so, we did that for many, many years and then started to shift into Financial coaching and just specializing in working with the outdoor Community, because we felt like, you know, people weren't really speaking to us and our are Sure, our community, when it came to how to manage our money.
2:28
And so we decided that we really wanted to help like-minded people to be able to Achieve Financial Freedom, and start to build their wealth while they're balancing that with their lifestyle of getting after it and having a good time outdoors and having as many adventurous as possible.
2:44
So, with your guys's focus in finances and that outdoor industry, I think that is really unique and that's really what drew me to you guys for this conversation.
And when we think Think about sustainable living.
I think a lot of times we forget about finances and also as someone who's worked in the outdoor industry, I feel like it is kind of a culture of overspending or not managing money or not caring about money.
3:11
That's maybe how I would phrase it, like you just like money, isn't your focus?
It's the experiences, your focus.
So, would you guys be able to shed some light on sustainable, living outdoor recreation and how finances all relate?
Yeah.
Absolutely.
3:26
I mean for us it was really just kind of from the get-go at all really did.
I had does have such a close relationship, you know, tying together like living, a simple life style and and how do you find that balance between being a good Steward of your money?
3:42
That's something that we talked about a lot if you follow us.
Like, we talked about stewardship, a lot that's in, you know, we talked about that in sustainability and talking about the environment but, like, taking that and and then having it spill over to your Oz as well is just like it was so natural for us.
3:59
Yeah I think like from the point of view of like was working in the outdoor industry and what we saw was that you know the conversations were never about finances and thinking about like long-term like maybe we're saving up for a new piece of gear or saving up to go on a trip or maybe we're paying off for those things that we've already purchased.
4:17
In the past, we never talk about how to have these conversations about finances and start talking about money as a whole, as part of your plan about, Your future in general and then thinking about it in a sustainable way to, I think, because most people who are in the outdoor industry, really care about everything that's going on in the world and like how the climate is being affected and and they don't have, I don't know if we necessarily thought about how it directly is related to her wallet.
4:43
Yeah, I think a lot of times there is discussion of sustainability in the outdoor industry, but it doesn't necessarily Branch into other aspects of our life outside of when we are playing in the outdoors, you know, it's just it's really hyper Focus to one we are outside and it doesn't branch into all the other aspects that are influential.
5:03
And something that I think about a lot is kind of what brought me to minimalism was the fact that I didn't really have any money when I started out.
In the outdoor industry.
Like I was right out of college and doing like guiding and stuff and cycling through those types of jobs, there's like a feast and famine.
5:21
So there's not really any money management happening there.
And so you kind of just like doing what you can in the moment and there's not really any thought being put into that.
And I think that's a lot of times where like the thought of accessibility to outdoor recreation comes into question is if you have a lower income, the activities aren't as accessible to you and And that falls into a lot of zero waste living too.
5:47
So a lot of issues in the zero waste movement are like well I can't afford to be zero waste or I can't afford to do that activity but a lot of it I think goes back to money management and understanding of finances and how that correlates to the things you buy and consumption in general.
6:05
Totally.
Yeah.
And like, kind of speaking into the even what you're saying about the the feast and Famine of like the guiding or just an outdoor industry in general is like I do think it's a bit of a badge of honor to kind of be broke but then also within that to it's like the money management there is money management but it's just like either it's to the extent of just like either I have the money or I don't you know and it's just it's just not so much that bigger picture, you know, it is just kind of getting to that next season or getting to that next adventure you know as like the The depth of it.
6:36
So it's a little bit shorter cited.
Yeah, I maybe I'm taking a stretch here when I say this but, you know, I remember when I was working outdoor education, like I didn't really care about money at the same time.
I know, who really as long as I was paying my bills, I was able to get out and rock climb on the weekends, like I wasn't really thinking too much about the future and you know, it's like managing your money's for the man.
6:57
And so I didn't really care to learn anything about it while I was in that particular place and I look back and think like, you know, there's A small things that opportunities, if I know not a younger age, I could have set my future self up for a lot of success and then they kind of building on to that, though.
Like, I think that as far as the accessibility then, and that argument of what you're saying about, you know, it being may be Out Of Reach because it's too expensive and, you know, being like going zero waste or doing these outdoor things is like Recreation.
7:26
It's all has just like different levels to it, you know?
There are inexpensive ways that you can start to go more zero waste.
And there's they're inexpensive ways that Can get in to the outdoors.
You know, you don't have to go all in and I think that's where I like honestly, like marketing and sales and like images that we see on Instagram and all that kind of stuff.
7:46
Like, really kind of make us think that we have to have like a full kit to have a good time and it's just it doesn't have to be that that way, you know.
I mean, simple just walking in the woods and I mean, yeah, we were just mushrooming yesterday.
That was totally free, you know, like so it doesn't have to be this thing that It Feels So barred because of finances.
8:07
Yeah.
And I like that perspective because it really does kind of depend on the activity that you're engaging in and something that Dylan said, reminded me of just the concept of sustainability in general.
Because when we think and talk about sustainability, we really just look at the environmental side.
8:25
But then when you're looking at sustainability as a whole and like a holistic view, then looking at an activity or looking at You're spending your money is, is that sustainable is a question that I like to ask a lot and especially relating to minimalism like, is this Behavior sustainable for me or is this spending sustainable for me?
8:47
We do talk a lot about affording, your gear and like you kind of have those thoughts of cost per use.
That's the term I'm looking for a cost per year as you know, and like I look at gear through that lens all the time, you know, if I'm gonna buy a talk about it, like a lot on our bikes, We have, you know, nice road bikes.
9:06
But I ride my road bike multiple times a week every week, and I've had it for seven years, you know?
And so, over time that has really paid for itself in like physical activity and my health and my, you know, both mental and physical.
9:21
And so like there's all these other things I think that outdoor industry is really good at looking at things that way of like knowing like this is kind of an investment in myself.
But then if you look at other activities that require that those fees, It's like again and again.
So even more so like skiing or snowboarding like every year.
9:39
You know, if you really want to get into this say you buy the gear whatever.
But you have to buy this, no passes every year you know so there's a bunch of like recurring costs so that I think maybe speaks into kind of what you're saying of light.
Is this actually a sport where I can get out there and I can have fun but as I get involved in it and my actually going to be able to afford this, you know, is it?
9:59
Or is it going to detract from me, taking care of myself financially and otherwise?
Yeah.
And And when I'm talking about sustainability in that lens, it's it's kind of going back to your needs.
So if you can't fulfill your basic human needs with the current like influx of money that you have, and then what you need to spend on then is that type of outdoor recreation really sustainable in your life.
10:27
Does that make sense?
Yeah, I hear what you're saying, is it, you know, maybe there's so many interests, for example, I mean, I love to get into almost every A sport that there is a season for I like I'd love to get into mountain biking.
I'd love to spend more time skiing but it's just something that I do on a very short-term basis nowadays, so it makes more sense to me like on a sustainability standpoint.
10:46
If I go out skiing, I'll rent the skis because I just don't go enough or if I go out mountain biking.
I'll rent the mountain bike because I'm not in a place to purchase a mountain bike or a set of skis.
So instead I'll just enjoy the activity, occasionally opposed to owning something that I may not actually I don't know enough about it, I might end up buying something.
11:04
That I don't like at all.
So it just gives me the experience without necessarily having to own the property.
This is a really good point, especially like worst.
We see this conversation a lot growing in the in the finance industry just as a whole of like the concept between like renting and owning a home, you know.
11:20
And is it really an investment that you can of is it really an investment kind of period?
But also you know thinking about all those other costs that are going to incur by being a homeowner as opposed to if you were to rent and you have a Lord who covers all those things.
So, you know it's like you get to spend less you know because you you're only doing it you're only passing through so sometimes this week.
11:46
Yeah.
So you're kind of relating the renting versus owning to like if you just want to do a sport every once in a while, then it was in a better interest to go and rent a bike.
Like two weekends, a year instead of buying a brand new mountain bike.
That's like eight thousand dollars, right?
12:02
Yeah.
Yeah, exactly.
Or even a It doesn't even have to be like that expensive of a bike but just like, you know, it's pretty quick to say, like, am I gonna actually use this enough to that so that it makes enough like Financial sense for me and then also thinking like to that rental, you know, that's more sustainable to, you know, having things that like that are shared.
12:22
You know, you're seeing we're seeing more like tools sharing, libraries and things like that.
I view those as more sustainable environmentally because, you know, if every single person had a mountain bike, like that's a Lot of resources going into that.
I mean, you know, we worked over at a gear shop at the base of Mount Rainier and our rental shop had like 100 pairs of snowshoes and on a weekend.
12:44
They would go out on Friday, Saturday, and Sunday, and then, so that's like 300 sets of 300, people using snowshoes and then that happened throughout the entire winter.
You know, those people do, they really need to own a set of snowshoes?
No, they didn't and they made the choice of rent them instead.
13:00
And that was like, that was the right choice for them.
But then you get to see the impact from like, The rental shop is like wow.
Like a lot of people got to have an experience using once at a snowshoes and that's really cool too.
Yeah yeah.
That ties a lot into accessibility as well because if you would have been able to afford those things in the first place, then if you want to just try something like backpacking or snowshoeing because that is kind of a more Niche like seasonally activity, then the renting, or even borrowing, from a friend, kind of opens that door to accessibility a little bit more.
13:34
Yeah, the cost per use, it comes down, you know, so much, you get to experiment a little bit too, which I think is important.
You know, a lot of people, like I said, you like, you might buy the bike or the Snowshoe and you only use a couple times because you didn't get as into it as maybe you thought you wanted to, or you would, you know.
13:51
So it has a lot of, a lot of financial benefits for sure.
Because, yeah, I mean that's the same snowshoes would cost.
What were they like?
100 cheeks. $200, make the ones we rented.
We're only like 100 but that's that's a lot.
Not for for a lot of people so versus like 15.
14:07
And I think that does also play into just the general concept of reducing consumption when you talk about environmentalism or minimalism because you don't necessarily need to buy all of those things.
And they don't really necessarily have to be an investment for you and that ends up saving you money in the long run.
14:25
Yeah, I think you know, using our example of these rentals here it just it makes it makes a lot of sense, if it's something that you aren't necessarily.
Into one like, we've just mentioned, but to resort to think about it, like on that, that sustainability level, like, what if you own a pair of snowshoes?
14:42
That's our example, like how much energy and time and effort, you know what materials are all, that's used to make those sorts of things, you know?
So if you decide to rent, instead of by then multiple people get to take advantage of those particular resources and then on a financial standpoint, then you can use that money for other things.
15:02
You're able to, let's say, you know, you Go snowshoeing.
Once a year, it doesn't make sense that to buy a set.
So you just rent it.
You always get to use the best equipment every time you go out, because it's the shops are always replenishing.
But that means that you can take that extra money that you weren't using to buy something and then you can invest it in yourself.
15:19
If that's what you choose to do, you know, you can invest it, you can save it.
I mean, there's so many options with it, but then it's, there's so many sides to the coin of, like, going in this direction.
And I think that, as to that too, is a growing Trend in the outdoor industry which I It's great and it's just kind of a growing thing in the minimalism movement period but a secondhand shopping.
15:41
So buying your gear, you know, from like garage sales yard sit, you know the REI garage sales or you know, all those different things, there's websites popping up more and more to go in and and and buy something that, you know, was maybe well loved and used, but for whatever, whatever reason, somebody outgrew it they're ready to do something else.
16:02
So you know, you can purchase that second hand piece and Obviously, we know that, that's a Greener choice and also a cheaper choice.
So that really helps for that overall sustainability as well.
Yeah.
And with renting and even buying second hand, I feel like Dylan already kind of Express this a little bit, but you get to use higher quality gear that maybe you wouldn't have been able to afford otherwise, and then that helps it last longer in your life.
16:28
One of my friends.
He told me one time that being poor is expensive and I thought that was a really interesting thought because basically, what he was saying, was you end up having to replace everything more often if you're going to say, Walmart, or even buying something cheaper off of Amazon, because those materials are just, they're just like, made more cheaply because they are intended to be replaced earlier on oh you're hitting on a topic.
16:55
I love is that the planned obsolescence he have planned obsolescence and just thinking thinking about your purchases in general, right?
Like you were saying, Lower quality things that you buy are cheaply made.
They aren't going to last as long.
So here again, you're spending money over and over again, to continue to replace it.
17:14
So you're spending more money, you're ending up putting more strain on the environment and using more materials and energy to make those things to create them build in, whatever it is opposed to.
If you can save up and I know like you know, your friends example he probably wasn't in a position to save up to buy the nicest version of something.
17:33
But you know, You're able to do, do that if you're able to save and wait to make the purchase later, it can really pay off in the long term because it's a difference of buying something that ends up in the landfill.
Or, you know, for example, if you buy like a nice dresser, it could become a family heirloom because it's made to last forever.
17:50
Yeah.
But then, I feel like that can be kind of that vicious cycle of accessibility than where, like, if you like, you're saying, like, you can't afford to invest in something that, you know, that you're going to sit.
Sustainable use so say use it once or twice a week, then really, what is the option for consumers?
18:09
You just buy the cheaper one because that's what you can afford to do and then I guess just replace it down the line.
I, well, you know, I do think that one thing that is very prevalent in also in the minimalism Community is also assessing needs versus wants, you know, and I think that's really important to with like the how you kind of I don't know, triage the way that you buy gear or you buy anything.
18:34
Your life and saying like is this something that is so crucial that I do need it immediately.
So I do need to buy that maybe lower quality more accessible thing because it's that crucial for for me to you know, exist or is it something that you know maybe it feels super important to you, but it's not necessarily a necessity for life so you should practice that delayed gratification and even if it's really slow to save that money and it's just, you know, a couple Go bucks at a time.
19:05
That's just where you're at in life right now and that might just be need to be the approach that you take.
Yeah, I think that kind of encompasses something that I tell a lot of people when they ask me about starting a new activities like say backpacking or something.
I always ask them.
19:21
Well first what do you have that?
You would already be able to use?
And then second, what is your budget for investing in this equipment?
And then finally, it's like how often do you plan on doing it?
I think that kind of helps them identify the needs versus wants and how sustainable it is in their life.
19:42
Absolutely.
And I think too, just like even segueing into just like baby stepping into these outdoor activities to, you know, thinking that just like over time, if you start with hiking and then you move to, you know, car camping and then you move to backpacking.
But it's like at the beginning, you knew that, you know, all along your target was to be a Backpacker.
20:00
This is what I did.
I started out just, you know, going out on dates.
Rip's and went out, but I knew that that's where I wanted to be but I wasn't financially at a point where I could just go out and get myself out.
So every purchase that I made, I made it knowing that I wanted to use it for multi night, backpacking trips.
20:17
So even like the first backpack that I bought everything like it didn't maybe look the coolest to be doing a Day hike with a backpacking pack, but I only had to buy one pack and I only had to buy one pair of boots and I only had to buy, you know what I'm saying?
So like they're all Purpose things and starting with like the basics of your boots and a backpack to carry your 10 Essentials and you know like that sort of thing is like just just triaging that whole situation and maybe having the the end goal in mind as you make these purchases.
20:49
Because another thing in minimalism right, is you kind of shouldn't have anything that only does one job.
Yeah.
Have to have something has to have multiple uses.
Things are automatically uses.
Yeah, so I think that we should look at our gear that way too.
Yeah, I really like that approach because it does help you get out and experience things more easily and to get to do different activities.
21:13
And yeah, maybe you'll look a little bit silly but at least you're getting to get outside and you're getting to do things that really enhance your life in multiple ways.
So, when we first started chatting about doing this episode, I know that my focus was kind of, like, well, we could do an episode about how to budget for a big.
21:33
Gear purchase but I think talking more on how can people in their overall lives.
So outside of just buying the gear that they use outside, how can they integrate finances to be more sustainable and to live more sustainably and then tying that into their activities outside?
21:52
Oh, that's great.
I think a great place to start is to just know what where you're buying your things from.
I think education in the society and the Cummings that we buy from is so vital and important.
I mean, they're, they're obviously companies that do a great job and put sustainability at front and center, and then there are others that you don't have to do a lot of research to find out that.
22:16
I mean, they're pretty much thrown sludge into the rivers, right?
And so just understanding that alone, you're just trying to make an impact in your daily life.
Like, every dollar is a vote.
So making sure that you support you support, the companies are doing that.
The work that you want to see in the world and boycotting, essentially, the companies that are doing.
22:33
And harm to the planet is a great place to get to get going and just everyday life whether you're buying gear or you're just buying groceries.
Yep.
I mean the grocery store is a great place to start.
Yeah.
And I think sometimes when we're approaching sustainability or zero waste or low, waist, whatever you want to title it, when you're approaching that to start, it can be really, really overwhelming.
22:55
So I like what you guys are saying as just take one small thing like going to the grocery store because you probably do that on a weekly or bi-weekly Weekly basis and kind of learning about all the things that you buy in that realm.
And then you can kind of expand outward and then it becomes less overwhelming.
23:14
And I think that happens with finances sometimes too because when I think I get overwhelmed about money sometimes and I think it's because I'm looking a little bit too big picture and I need to kind of narrow it down.
Yeah, oh absolutely.
I mean if you look at it all it can be definitely too much but if you really just say, I know that say hemp is better than I don't know other stuff like you just like you just choose like more it you know, just like make those little give yourself like some little things that Hoops I guess that the things you buy need to jump through before you feel like you know it's good enough for you.
23:53
So like whether that be that company is 1% for the planet or that they are free to trade or they use organic materials or you know like you can just start to like Filter things through these those little ways to help you make your decisions a little bit more consciously.
24:09
Yeah, that ties into a conversation that I had last week about identifying sustainable product materials and a lot of it falls down to transparency and then also, exposure and education, like, you guys are saying, and that drive should drive, hopefully, almost all of your purchases.
24:28
Because then, once you can identify those sustainable brands or Stores, I guess and they all brands.
Yeah, those sustainable Brands then you can stick with them and become more loyal to them because you kind of understand the processes and you're supporting them.
24:45
Like, you guys are saying is you're voting for them and you want them to continue to produce those materials because it is a better quality and better for the environment, right?
Yeah.
And just overall, I just gives you way more confidence to be able to, like return to that brand again, and again, and I think that's It's actually where a lot of business is, you know, leaning into this are, they've got to have like, we know, right?
25:10
One of the best in the, in the industry Patagonia, like people go to them specifically, because they know that they are very socially responsible.
So, you know, it's a great way to build brand loyalty.
You know, I do like it just makes it makes a lot of sense for the businesses to but it does make it easy to shop with them because you know, they have such a good reputation.
25:33
This is definitely like Rebecca was saying, like, we're leaning more and more into this.
Like, we've always supported the outdoor industry and outdoor outdoor Community, because that's who we were.
That's who we wanted to support the more.
We thought about it is just how does, how can we speak finances?
25:48
More to those people.
And it really came down to that like making good choices with your finances, you know?
Like it's not just about budgeting or investing.
It's about knowing these things I were talking about like, sustainable products that some companies that are doing the right.
Thing that are sourcing the right materials.
26:04
It's a labor of love to figure out all that stuff.
It's tough.
So we're doing a lot right now even just talk figuring out banks that are there supporting these sort of missions.
Yeah, I was just about to say that like that actually made me think of maybe we were.
We could kind of go next with this is like kind of like a reason to be better with your money as its you is so you can feel more empowered to make these decisions.
26:28
Like if people think that it's expensive to live, This way, like if you just like manage your finances responsibly or, you know, you're like a good Steward of your money that does like Empower you to then not have to buy the throw a gear and not have to bank with predatory Bankers or you know, whatever.
26:50
And then also like debunking the fact that like, you can invest in things that are green like so publicly traded companies that have like socially responsible environmental impact initiative.
And like are considered to be you know Greener options like their Z SG S there's and there's some green washing their to like we you know that I would that's that's all over the world.
27:12
It's all over the place every industry, but but it is possible to make conscious investment opportunities to.
So I think a lot of people feel like, oh, my money's just gonna go straight to Cole and, you know.
Yeah, or Nestle or not.
I'm trying not to say their name the entire time we've been talking about groceries.
27:31
I guess where do you start is?
Usually kind of the question of finances and saving and investing is where do you start?
And if you are just starting, how do you do it?
Not only sustainably for you, but sustainably for the environment.
27:48
For both things is it all starts with awareness and so like whether you're trying to be greener or and have a look like a lesser impact on the environment or you're trying to improve your finances, like it all just starts with awareness.
And it starts with like, looking with how you're presently, living your life and identifying like where there is room for improvement.
28:11
And so you know when it comes to your finances in particular we're really excited to be seeing a lot more opportunities for Even banking that doesn't fund fossil fuels or, you know, whatever you can, it's more online with like solar and renewable energies.
28:28
That's what I'm looking for there.
And so you can even choose like, starting with your bank, how you invest your money in the stock market, there's so many ways that you can just look with within that.
And then just how you're actually spending your money day-to-day.
28:46
So looking through your looking through your Fences.
And literally just saying like is this system, like you're saying, you know, is this sustainable for my finances and me reaching my financial goals and is it sustainable for the environment?
And like unless it's yes to both, then maybe it needs to be kicked out.
29:04
Yeah, I think, you know, thinking to starting with the goal in mind when you get started with your finances I we can donate in a couple ways and so I'm kind of getting towards that point is just like thinking about giving and donating and so we can give our time especially You're first getting started with your financial Journey.
29:20
If Ike money is is tight giving your time to.
So valuable, like being part of Trail Days, getting involved with your local parks, you know, filling in the void because man-hours in the outdoors, is, is really necessary to maintain trails to maintain Crags.
29:35
Maintain all these areas that we love and enjoy, people have to go out and do work, whether it's cleaning maintaining whatever it is.
But so if you're getting started thinking about, you can give your time.
But as you start to Manage your finances and you start to have extra money.
29:51
Then you can start to think yourself, like, how can I give to organizations that I support, or how can I support them with my money?
And then really when you get to that point?
You want to, you want to make sure that your money is going to an organization that is doing good.
Like looking in and seeing like, is this company do using the money to further their mission or to go into the pockets of the people who are in charge of it?
30:13
Yeah.
Interesting.
I haven't really thought about it.
And that way, I guess before it to some extent.
Yes but when it comes to donating it is really important to donate your time as well as your money.
30:29
And so I do I appreciate that perspective I guess is what I'm trying to say.
Yeah I think we've been talking about this a lot and I think we see this all the time is there's so much going on.
Like we all want to do something, we want to give them money and maybe the first, giving money isn't exactly what's right for you right now and might I do be the sustainable thing.
30:50
You know, if you've taken a first aid class or woofer, it's like don't put yourself at risk.
You got to make sure you're safe.
So if giving money is potentially putting your life at sacrifice in the next month because you won't be able to pay bills or whatever.
Then giving money isn't going to be the right thing to do at the time.
31:06
So you ought to might be some that you you're aiming for in the future so that you can do that.
But maybe right now the best thing to do is just give time, I think what?
Ty Dillon I think we're kind of getting at correct me if I'm wrong.
Is you know?
Again, kind of where you started of saying, begin with the end in mind, like it kind of being that motivation to get your finances in order.
31:28
So, you know, you see all these great organizations who are enacting change and you know helping us to hopefully stop climate change, slow climate change, all that.
So you want to be involved.
31:45
Well at first maybe you can't afford to give money but I think that it That was a definitely, a big motivator for us.
It's a big motivator for a lot of the people that we that we coach that we work with is that they want to be able to give they want to be charitable.
They want to support initiatives that align with their values.
32:03
And so it's a really big motivator to say, well, yeah, I want to obviously take care of my needs and make sure that like, I'm good because this is stressing me out.
But, you know, really long term I want to donate more to the National Park Foundation.
32:18
And I want to add, you know, get involved with leave no trace or whatever, whatever it is, you know, for where you want to eventually, give that that money to on a consistent basis so that you can support those conservation and whatnot.
Yeah, that's exactly where I was going.
Yeah.
And all of that behind the scenes then is you have this dream or that becomes a goal because you wrote it down and then you need to, I guess break it down into a tangible plan.
32:45
So you're able to approach it and then, Achieve it in the long term is what you guys are saying?
Yeah, absolutely.
You start with that kind of where you're going and where you want to see yourself in the future and your future self.
And then from there like we Dylan says you backwards plan it, you know?
33:04
And you say okay well I want to be there in this many years and so that means that I need to start to break these down into smaller and smaller steps.
You know as you start to do that and working with Luthor teaching yourself or working with someone like You know, I'm saying, okay, here are the places where you hear your opportunities to improve and to grow and to move yourself closer and closer in that right direction.
33:29
Awesome.
Yeah.
And you guys don't already follow Rebecca and Dylan LinkedIn, Instagram and all that stuff, and you are kind of looking for these types of resources, they share stuff.
I want to say almost daily.
It feels that way.
33:45
Every time I jump online, I feel like I see new info.
Oh, that you guys put up and they also have a really great newsletter and that has been a really great starting place for me.
Personally, to kind of rearrange and align my values with my finances, which isn't something that I necessarily have done before and so would you guys be able to share just where to find you guys and how to like reach out or get more resources if people were interested in that?
34:11
Yeah of course.
Well first of all, I'm super glad to hear that.
You really like the newsletter and everything.
We super appreciate the support.
There, but folks can find us.
I'm Rebekah.
Brooks on LinkedIn and Dylan.
Dylan Pollack.
Yep.
And then on Instagram and Facebook and kind of Twitter.
34:31
We're at Red coaches and I ran around to talk to but it's a tread money coaches because honestly I screwed something up.
But anyway, But yeah, at Red coaches, pretty much across all platforms.
34:46
And yeah, we drop advice, try to daily.
It's a lot.
It is.
But the, some of the best advice is definitely in that, that newsletter, that you mentioned, for sure.
Yeah, and I'll link all of that in the episode description below.
So if anyone missed that information, that can check it out there.
35:04
Well, thank you guys so much for taking the time to kind of discuss these concept of course.
Thanks for having us.
Thank you Meg.
Yeah, I just To say, thank you again to Rebecca and Dylan for taking the time out of their day to sit down and have this conversation with me about finances outdoor recreation, and sustainable living, because you can save money, living sustainably.
35:27
There are a lot of Concepts discussed in this episode of outdoor minimalist.
And if you want to learn more, go down to the episode description and connect.
Thanks for listening.
35:48
And if you like what you hear, let me know.
Leave a review and be sure to subscribe so you never miss an episode.
You can still find me on Instagram at outdoor.
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